You have obtained a judgment and now have to take steps to enforce it.  In these difficult economic times debtors will now more than ever not cave in once your have obtained judgment.  You have various enforcement methods at your disposal.  Often creditors will instruct the County Court bailiff; however, you should be aware that you can very easily transfer any judgment for over £600 to the High Court for the High Court Enforcement Officer to enforce.

We have long known that the County Court bailiff has a poor recovery rate.  The High Court Enforcement Officer however has a much better recovery rate; one of the main reasons is that the High Court Enforcement Officer works on a commission basis and is therefore highly incentivized to get results quickly.

You simply send a form with the judgment and a £60 fee to the High Court Enforcement Office and they will then carry out the rest of the court work and visit the debtor to request payment.  If the debtor fails to pay, then they will seize goods which can be sold.  They will often take a chip and pin machine with them to facilitate payment.  With regards to their charges these are reasonably high and they are usually deducted from the monies that they recover but remember that the charges are added to the debt and recovered from the debtor.

We would recommend the use of the High Court Enforcement Officer with any debt of £600 or over.

In practice, in nearly all cases, the debtor makes a payment and there is no need to seize goods.

If you have any judgments in your favour over £600 and up to 6 years old and have perhaps given up, we suggest that you contact us and we can put you in touch with a High Court Enforcement Officer.